Opening the Interest Rate Pocket, as well as making deposits and withdrawals comes at no extra cost with Vivid. However, a 0.25% foreign exchange (FX) rate applies to USD deposits, and you'll need to use EUR Money Pockets for deposits, incurring this conversion fee. The same 0.25% FX rate applies to USD withdrawals.

The Interest Rate Pocket is not subject to the account management fee for additional Money Pockets, regardless of whether you are on the Prime or Standard plan.

It's important to note that money market funds (MMFs) may have their own product costs, which are not payable to Vivid but to the MMF issuer. These costs are already factored into the fund's price. For detailed information on these charges and other product-related details, you can refer to the Key Investor Information Document or Key Information Document (KIID or KID) for EUR funds available here and for USD funds available here.