Incoming transactions usually take 1 business day to be visible in the account.
This can vary slightly depending on the payee's bank as some banks have different working hours. (i.e. when the payee’s bank initiates the transaction). As a result, your money might be sent on the following business day and therefore won’t be visible in your account until the 2nd business day. All transfers that we receive to your account are credited within 1 business day.
If your friend sends you money at 9pm on a Friday, you will receive it on a Monday or on Tuesday depending on when the payee’s bank is processing the transaction on their end.
If you send money from another bank on Wednesday at 7am you may already receive it on Wednesday evening but at the latest on Thursday.