Vivid Now is the latest addition to the joint offering of banking services of Solaris AG and Vivid. It’s an additional SEPA account with an overdraft facility. If you live in Germany, you can apply for a Vivid Now account and receive an overdraft limit of up to €5000 with an annual percentage rate (APR) of 14%*.
How can I apply for Vivid Now?
Log in to the app, go to the “Pockets” screen and follow these steps:
Tap the “Free up cash with Vivid Now” banner.
Complete the brief questionnaire so we can assess your creditworthiness.
If you get approved, we’ll show you your Vivid Now overdraft limit and the APR.
Accept the Vivid and Solaris AG Terms and Conditions.
That’s it! Your Vivid Now account is ready to use.
Check here to see what you can do with Vivid Now.
*The available amount of the overdraft facility will depend on your creditworthiness whereas the annual percentage rate (APR) is 14% starting from 30th January 2023 for newly onboarded customers. For customers who had a Vivid Now account before this date, the APR of 14% will apply from 14th February 2023 on their overdrawn balance.