As a freelancer or somebody who is self-employed, you can create up to 15 Business Pockets in your Vivid account and have up to 6 business cards (3 virtual cards and 3 physical cards). Be advised that the maximum number of cards per account holder is 10 (combining the cards linked to your personal and business Pockets).

The limits for cash withdrawals, instant top-ups are applicable depending on your plan.Take for example the €200 for Standard and €1000 for Prime respectively for withdrawals, which apply to your Vivid account as a whole. This means that if you’re a Prime customer and you withdraw €500 from any of your “Personal” pockets and €500 for your Business pocket, you’ll have reached your monthly limit for cash withdrawals.

When it comes to the cashback received from your card purchases, your plan sets the limit per month (€20 for Standard and €100 for Prime in total). However, the cashback percentage for card payments from your Business Pocket is higher. Get full details on cashback for Business Pockets here.

Business Pockets are only available you’re a freelancer or self-employed in Germany.

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